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At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job Description
U.S. Bank's Subscription Finance (SF) team provides financing to private equity funds through structured credit facilities secured by the capital commitments of the funds' limited partners (investors). The SF team is seeking an experienced Analyst to join our portfolio management team in either Charlotte, NC or New York, NY.
Primary responsibilities will include
- Applying credit policy to underwrite and structure borrowing bases consisting of diverse investor types, including pension funds, endowments, foundations, insurance companies, sovereign wealth funds, other institutional investors, and high-net-worth investors
- Performing related credit analysis on the underlying investors, and presenting results to team members and credit approval officers
- Maintaining relevant data elements in SF's collateral management application and related portfolio management databases in support of internal reporting and portfolio surveillance
- Monitoring investor performance and internal/external credit ratings
- Contributing to the team's overall portfolio & risk management activities, including industry and geopolitical analyses pertinent to SF's collateral base
- Supporting SF's commitment to risk management and operational efficiency by championing continuous improvement in the policies, procedures, and tools employed by the business
- In furtherance of the foregoing responsibilities, partnering with members of SF's origination team, Commercial Real Estate and Corporate Banking portfolio management teams, Credit Risk Management, and other product stakeholders
Basic Qualifications
- Bachelors degree, or equivalent work experience
- 2+ years of relevant experience at a financial institution or large corporation
Preferred Skills/Experience
- Strong proficiency in Microsoft Office (Word, Excel, Outlook and PowerPoint), with an emphasis on Excel
- Excellent verbal and written communication skills, along with the ability to effectively partner with internal product and coverage groups
- Strong technical and analytical skills, including underwriting and financial statement analysis
- Experience with credit policies and procedures
- Effective organizational, multi-tasking, and prioritizing skills
- Strong work ethic and attention to detail
- Ability to work effectively, as well as independently, in a team environment
- Outstanding problem-solving skills with the ability to recommend and implement process and efficiency improvements
- A working knowledge of subscription finance market practices and terminology is preferred, but not required
The role offers a hybrid/flexible schedule, which means theres an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our
disability accommodations for applicants
.
Benefits
Our approach to benefits and total rewards considers our team members whole selves and what may be needed to thrive in and outside work. Thats why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours)
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
EEO is the Law
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the