$100.000 - $160.000 Annual
Clifton, New Jersey
$100.000 - $160.000 Annual
Credit Risk Modeler A
VP
NY/NJ/CT/Boston
Who we are looking for
A strong quantitative modeler to join the team as
Assistant Vice President
Credit Risk Modeler
What you will be responsible for
As
Credit Risk Modeler
- Develop credit risk models (PD/LGD/EL) to provide quantitative support to credit risk analytical processes including
- CCAR/CECL/IFRS9/BASEL/Ratings/ICAAP
- Develop credit portfolio risk models for economic capital
- Review and enhance credit risk analytical methodology including modeling choices in line with expanding business and regulatory requirements
- Review and verify key model assumptions with model owners
- Review model outputs with properly justified opinions and judgments by experts from credit risk managers to capture forward-looking financial market and macro-economic outlooks
- Implement internally developed models on risk analytical library platform
- Streamline the existing modeling and analytical process increasing the pace of execution to meet the needs of the business
- Work in close partnership with the three lines of defense functions, such as model governance, Corporate Audit and Financial Regulatory Assurance to ensure appropriate governance and control infrastructure for credit risk analytics
- Prepare and present required reports/reviews to model risk management, senior management and global regulators
What we value
These skills will help you succeed in this role
- Strong analytical and quantitative mindset ability to take ownership and improve on existing risk models and methodologies
- Energetic/motivator an enthusiastic individual with proven leadership skills and an ability to motivate a diverse, multi-level workforce and instill a sense of urgency on a range of evolving goals and objectives
- Organizational strengths an ability to organize projects, processes and priorities to ensure business needs are met in a coordinated, responsive and timely manner, with minimal direction
- Confidence a self-assured, experienced and knowledgeable individual able to quickly garner support for his/her views based on informed, well-presented direction or analysis, with a willingness to negotiate, and concede, when needed
- Communicator clear, confident, self-assured communication style, coupled with an ability to react and adapt to various audiences and environments without diluting effectiveness
Education & Preferred Qualifications
- PhD in statistics or econometrics or equivalent, prefer research area in survival analysis/event history analyses or related areas Prefer PhD research that involves heavy programming work with strong programming skills in Python/R/C/C++/SQL etc.
- Undergraduate training in mathematics and probability theory (measure theory) with good knowledge of stochastic calculus is a big plus.
- for in a financial institution
- 5+ years of experiences for MS, 2+ years of experience for PhD (will consider fresh PhD with solid academic background and strong programming skills) of developing credit risk modeling
- Strong programming skills in Python/R/C/C++/SQL etc.
- Demonstrated experiences working with model development teams, analytical library development team and technology
- Motivated and fascinated in how to apply statistics and econometric methodologies to resolve credit risk modeling challenges in financial industry
Discover more at
StateStreet.com/careers
Salary Range
The range quoted above applies to the role in the primary location specified. If the candidate would ultimately work outside of the primary location above, the applicable range could differ.